:root{
  --teal:#218a9c; --teal-dark:#186b7a; --teal-deep:#123f49; --teal-light:#e3f2f4;
  --coral:#ef6f53; --coral-dark:#d85a3f;
  --ink:#16303a; --body:#425b64; --muted:#6d8891;
  --bg:#f5fbfb; --bg-alt:#eaf5f5; --line:#d8e9ea; --white:#fff;
  --ok:#1f9e8b; --warn:#b4771a; --warn-bg:#fff8ec; --warn-line:#f0d59a;
  --shadow:0 10px 30px rgba(18,63,73,.09); --radius:16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Inter',system-ui,sans-serif;color:var(--body);background:var(--white);line-height:1.7;font-size:17px}
h1,h2,h3,h4{font-family:'Plus Jakarta Sans',sans-serif;color:var(--ink);line-height:1.25;margin:0 0 .5em}
h1{font-size:2.4rem;font-weight:700}h2{font-size:1.8rem;font-weight:700}h3{font-size:1.22rem;font-weight:600}
p{margin:0 0 1rem}
a{color:var(--teal-dark)}a:hover{text-decoration:underline}
.wrap{width:min(1140px,92%);margin:0 auto}
.narrow{width:min(820px,92%);margin:0 auto}
.skip-link{position:absolute;left:-999px}.skip-link:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:200}

.btn{display:inline-block;font-family:'Plus Jakarta Sans',sans-serif;font-weight:600;font-size:1rem;padding:.85rem 1.6rem;border-radius:999px;text-align:center;cursor:pointer;border:2px solid transparent;transition:.18s;line-height:1.2;text-decoration:none}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn-lg{padding:1rem 2rem;font-size:1.08rem}
.btn-cta{background:var(--coral);color:#fff;box-shadow:0 8px 20px rgba(239,111,83,.3)}
.btn-cta:hover{background:var(--coral-dark);color:#fff}
.btn-teal{background:var(--teal);color:#fff}.btn-teal:hover{background:var(--teal-dark);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}.btn-ghost:hover{background:rgba(255,255,255,.14);color:#fff}
.btn-outline{background:#fff;color:var(--teal-dark);border-color:var(--teal)}.btn-outline:hover{background:var(--teal-light);color:var(--teal-deep)}

.topbar{background:var(--teal-deep);color:#bfe0e3;font-size:.88rem}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding:.4rem 0}
.topbar-phone{color:#fff;font-weight:600;text-decoration:none}.topbar-phone:hover{color:#fff}

.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:.65rem 0;gap:1rem}
.brand{display:flex;align-items:center;gap:.55rem;color:var(--ink);text-decoration:none}
.brand-mark{background:linear-gradient(135deg,var(--teal),var(--teal-deep));color:#fff;font-family:'Plus Jakarta Sans';font-weight:700;font-size:.82rem;padding:.5rem .55rem;border-radius:10px;letter-spacing:.3px}
.brand-text{font-family:'Plus Jakarta Sans';font-weight:700;font-size:1rem;line-height:1.02;color:var(--ink)}
.brand-text em{font-style:normal;color:var(--teal-dark);font-weight:500}
.site-nav{display:flex;align-items:center;gap:1.05rem}
.site-nav>a,.drop-toggle{font-family:'Plus Jakarta Sans';font-weight:500;font-size:.95rem;color:var(--ink);text-decoration:none;background:none;border:0;cursor:pointer;padding:0;font-family:inherit}
.site-nav>a:hover,.drop-toggle:hover{color:var(--teal-dark)}
.drop-toggle{display:flex;align-items:center;gap:.25rem;font-family:'Plus Jakarta Sans';font-weight:500;font-size:.95rem}
.caret{font-size:.7rem;color:var(--muted)}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(6px);background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);min-width:230px;padding:.5rem;opacity:0;visibility:hidden;transition:.16s;z-index:120}
.has-dropdown:hover .dropdown,.has-dropdown.open .dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.dropdown a{display:block;padding:.5rem .8rem;border-radius:8px;color:var(--ink);font-size:.92rem;text-decoration:none}
.dropdown a:hover{background:var(--teal-light);color:var(--teal-deep)}
.nav-cta{color:#fff !important}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:.4rem}
.nav-toggle span{width:26px;height:3px;background:var(--teal-deep);border-radius:2px}

.hero{background:linear-gradient(165deg,#123f49,#186b7a 60%,#1f909f);color:#e6f4f5;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-130px;top:-130px;width:440px;height:440px;background:radial-gradient(circle,rgba(239,111,83,.22),transparent 70%);border-radius:50%}
.hero-inner{padding:4.5rem 0 4rem;position:relative;z-index:2;max-width:790px}
.hero h1{color:#fff;font-size:2.9rem}
.hero p.lead{font-size:1.24rem;color:#cfe8ea;margin-bottom:1.8rem}
.hero .btn-row{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:1.4rem}
.hero-badges{display:flex;gap:1.4rem;flex-wrap:wrap;font-size:.95rem;color:#bfe0e3}
.hero-badges span{display:flex;align-items:center;gap:.4rem}.hero-badges b{color:#fff}
.page-hero{background:linear-gradient(165deg,#123f49,#186b7a);color:#fff;padding:2.8rem 0 2.4rem}
.page-hero h1{color:#fff}.page-hero p{color:#cfe8ea;max-width:740px;font-size:1.12rem;margin:0}
.page-hero .crumb{color:#8fbfc4;font-size:.9rem;margin-bottom:.6rem}.page-hero .crumb a{color:#cfe8ea}

section.pad{padding:3.4rem 0}
.bg-alt{background:var(--bg)}
.section-head{max-width:740px;margin:0 auto 2.4rem;text-align:center}
.section-head p{color:var(--muted);font-size:1.1rem}
.eyebrow{font-family:'Plus Jakarta Sans';text-transform:uppercase;letter-spacing:2px;font-size:.77rem;font-weight:600;color:var(--coral);margin-bottom:.5rem}

.grid{display:grid;gap:1.5rem}
.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem;box-shadow:var(--shadow)}
.card h3{color:var(--teal-deep)}
.card .ic{width:50px;height:50px;border-radius:12px;background:var(--teal-light);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:.9rem}
.card.link-card{transition:.16s}.card.link-card:hover{transform:translateY(-3px);border-color:var(--teal)}
.card.link-card a{text-decoration:none}
.pill{display:inline-block;background:var(--teal-light);color:var(--teal-deep);font-size:.8rem;font-weight:600;padding:.25rem .7rem;border-radius:999px;font-family:'Plus Jakarta Sans'}

.step{background:#fff;border-radius:var(--radius);padding:1.6rem;border:1px solid var(--line);position:relative}
.step .num{position:absolute;top:-18px;left:1.6rem;width:38px;height:38px;border-radius:11px;background:var(--coral);color:#fff;font-family:'Plus Jakarta Sans';font-weight:700;display:flex;align-items:center;justify-content:center}
.step h3{margin-top:.6rem}

.checks{list-style:none;padding:0;margin:0}
.checks li{padding:.5rem 0 .5rem 2rem;position:relative}
.checks li::before{content:"\2713";position:absolute;left:0;top:.6rem;color:#fff;background:var(--ok);width:22px;height:22px;border-radius:50%;font-size:.8rem;display:flex;align-items:center;justify-content:center;font-weight:700}

/* Article prose */
.prose{font-size:1.06rem}
.prose h2{margin-top:2.2rem;padding-top:.6rem}
.prose h3{margin-top:1.6rem}
.prose p{margin:0 0 1.1rem}
.prose ul,.prose ol{margin:0 0 1.2rem;padding-left:1.3rem}
.prose li{margin:.35rem 0}
.prose a{color:var(--teal-dark);text-decoration:underline}
.prose strong{color:var(--ink)}
.lead-para{font-size:1.18rem;color:var(--ink)}
.toc{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:1.2rem 1.4rem;margin:0 0 1.8rem}
.toc h4{margin:0 0 .5rem;font-size:.95rem;text-transform:uppercase;letter-spacing:1px;color:var(--muted)}
.toc ul{margin:0;padding-left:1.1rem}.toc a{text-decoration:none}

table.cmp{width:100%;border-collapse:collapse;margin:1.2rem 0 1.6rem;font-size:.98rem;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
table.cmp th,table.cmp td{padding:.8rem 1rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
table.cmp thead th{background:var(--teal-deep);color:#fff;font-family:'Plus Jakarta Sans';font-weight:600}
table.cmp tbody tr:nth-child(even){background:var(--bg)}
table.cmp td:first-child{font-weight:600;color:var(--ink)}

.callout{background:var(--teal-light);border-left:5px solid var(--teal);border-radius:12px;padding:1.1rem 1.4rem;margin:1.6rem 0}
.callout h3{color:var(--teal-deep);font-size:1.05rem;margin-bottom:.3rem}.callout p{margin:0}
.notice{background:var(--warn-bg);border:1px solid var(--warn-line);border-left:5px solid #e0a83a;border-radius:12px;padding:1.1rem 1.4rem;margin:1.6rem 0}
.notice h3{color:#8a6316;font-size:1.02rem;margin-bottom:.3rem}.notice p{margin:0;color:#7a5f26}
.cta-inline{background:linear-gradient(135deg,var(--bg-alt),#fff);border:2px solid var(--coral);border-radius:16px;padding:1.6rem;text-align:center;margin:2rem 0}
.cta-inline h3{color:var(--ink);margin-bottom:.5rem}
.cta-inline p{color:var(--body);margin:0 0 1rem}
.disclaimer-box{font-size:.9rem;color:var(--muted);background:var(--bg);border:1px dashed var(--line);border-radius:12px;padding:1rem 1.2rem;margin:1.8rem 0}
.byline{display:flex;align-items:center;gap:.9rem;margin:1rem 0 1.6rem;padding-bottom:1.4rem;border-bottom:1px solid var(--line)}
.byline .av{width:48px;height:48px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Plus Jakarta Sans';font-weight:700;flex:none}
.byline .meta{font-size:.9rem;color:var(--muted)}.byline .meta b{color:var(--ink);font-weight:600}
.author-box{display:flex;gap:1.1rem;background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:1.3rem;margin:2rem 0}
.author-box .av{width:60px;height:60px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Plus Jakarta Sans';font-weight:700;font-size:1.3rem;flex:none}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:1rem}
.related a{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem;text-decoration:none;color:var(--ink);font-weight:600;font-family:'Plus Jakarta Sans';font-size:.95rem;transition:.15s}
.related a:hover{border-color:var(--teal);transform:translateY(-2px)}

/* Quiz */
.quiz{max-width:720px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:18px;padding:2rem;box-shadow:var(--shadow)}
.quiz .q{display:none}.quiz .q.active{display:block}
.quiz h3{margin-bottom:1rem}
.quiz .opts{display:grid;gap:.7rem}
.quiz .opts button{text-align:left;padding:.9rem 1.1rem;border:1px solid var(--line);border-radius:12px;background:var(--bg);font:inherit;color:var(--ink);cursor:pointer;transition:.14s}
.quiz .opts button:hover{border-color:var(--teal);background:var(--teal-light)}
.quiz .progress{height:6px;background:var(--bg-alt);border-radius:999px;margin-bottom:1.4rem;overflow:hidden}
.quiz .progress span{display:block;height:100%;background:var(--coral);width:0;transition:.3s}
.quiz-result{display:none}.quiz-result.active{display:block}

.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}
.contact-form label,.lead-form label{display:block;font-family:'Plus Jakarta Sans';font-weight:500;font-size:.95rem;color:var(--ink);margin:1rem 0 .35rem}
.contact-form input,.contact-form textarea,.lead-form input{width:100%;padding:.8rem 1rem;border:1px solid var(--line);border-radius:10px;font:inherit;background:var(--bg);color:var(--ink)}
.contact-form input:focus,.contact-form textarea:focus,.lead-form input:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.contact-form .hp,.lead-form .hp{position:absolute;left:-9999px}
.contact-form button{margin-top:1.4rem;width:100%}
.contact-info .ci{display:flex;gap:1rem;align-items:flex-start;margin-bottom:1.3rem}
.contact-info .ci .ic{width:46px;height:46px;flex:none;border-radius:12px;background:var(--teal-light);display:flex;align-items:center;justify-content:center;font-size:1.25rem}
.alert{padding:1rem 1.2rem;border-radius:10px;margin-bottom:1.2rem}
.alert-ok{background:var(--teal-light);border:1px solid var(--teal);color:var(--teal-deep)}
.alert-err{background:#fdeeea;border:1px solid var(--coral);color:#8c3f26}

.cta-band{background:linear-gradient(120deg,var(--coral),var(--coral-dark));color:#fff}
.cta-band-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;padding:2.6rem 0;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.3rem}.cta-band p{color:#ffe9e2;margin:0;max-width:560px}
.cta-band-actions{display:flex;gap:1rem;flex-wrap:wrap}
.cta-band .btn-cta{background:#fff;color:var(--coral-dark)}.cta-band .btn-cta:hover{background:#fff}

.site-footer{background:var(--teal-deep);color:#a7ccd0;padding:3rem 0 1.5rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2rem}
.footer-brand .brand-text,.footer-brand .brand-text em{color:#fff}
.footer-about{color:#a7ccd0;font-size:.94rem;margin-top:1rem}
.footer-col h3{color:#fff;font-size:1rem;margin-bottom:.9rem}
.footer-col a{display:block;color:#cbe4e6;padding:.26rem 0;font-size:.94rem;text-decoration:none}.footer-col a:hover{color:#fff}
.footer-legal{border-top:1px solid rgba(255,255,255,.14);margin-top:2rem;padding-top:1.3rem;font-size:.82rem;color:#8fbcc1}
.footer-legal .disclaimer{color:#a7ccd0;font-size:.79rem;margin:.5rem 0 0;line-height:1.6}

.mobile-callbar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:150;background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 16px rgba(0,0,0,.08)}
.mobile-callbar a{flex:1;text-align:center;padding:.9rem;font-family:'Plus Jakarta Sans';font-weight:600;color:var(--teal-dark);text-decoration:none}
.mobile-callbar .mcb-cta{background:var(--coral);color:#fff}

@media(max-width:960px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.grid-3,.grid-4{grid-template-columns:1fr 1fr}.related{grid-template-columns:1fr}h1{font-size:2rem}.hero h1{font-size:2.2rem}}
@media(max-width:820px){
  .nav-toggle{display:flex}
  .site-nav{position:fixed;inset:0 0 0 auto;width:min(320px,84%);background:#fff;flex-direction:column;align-items:flex-start;padding:5rem 1.4rem;gap:.2rem;transform:translateX(100%);transition:.25s;box-shadow:var(--shadow);overflow-y:auto}
  .site-nav.open{transform:translateX(0)}
  .site-nav>a,.has-dropdown{width:100%;border-bottom:1px solid var(--line)}
  .site-nav>a{padding:.8rem 0}
  .drop-toggle{width:100%;justify-content:space-between;padding:.8rem 0}
  .dropdown{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;min-width:0;padding:0 0 .6rem .6rem;display:none}
  .has-dropdown.open .dropdown{display:block}
  .nav-cta{margin-top:1rem;border-bottom:0}
  .grid-3,.grid-4,.grid-2,.contact-grid,.cta-band-inner{grid-template-columns:1fr;display:grid}
  .cta-band-inner{text-align:center;justify-items:center}
  .mobile-callbar{display:flex}body{padding-bottom:56px}
  .topbar-msg{display:none}.topbar-inner{justify-content:center}
}